Buying affordable coverage for a Nissan Rogue depends on lots of different factors such as how many miles you drive each year, your credit score, and any prior driving offenses. Drivers pay around $1,776 each year for Rogue insurance, but that cost is an estimate using a 30-year-old single female driver with full comprehensive and collision coverage and $100 deductibles.
But there is a high likelihood that you may not be 30 years old (or even female), possibly married instead of single, or maybe your Rogue is old enough that it doesn’t require full coverage. Even a minor change in rating factors or requested coverage amount can make a large difference in the price of coverage.
Everone’s needs are different, and this illustrates why the way we recommend to find the cheapest insurance price for your Nissan is to just take the time to compare rates yourself.
The specific trim level will likely have an effect on the cost of insurance, so the price you pay to insure a Rogue S 2WD will be $152 less than the price to insure the more costly Rogue SL AWD trim level, as shown in the table below.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Rogue S 2WD | $422 | $844 | $674 | $40 | $202 | $2,182 | $182 |
| Rogue S AWD | $422 | $844 | $674 | $40 | $202 | $2,182 | $182 |
| Rogue SL 2WD | $422 | $844 | $674 | $40 | $202 | $2,182 | $182 |
| Rogue SL AWD | $422 | $996 | $674 | $40 | $202 | $2,334 | $195 |
| Get Your Own Custom Quote Go | |||||||
Premium data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and California minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, homeowner, and multi-vehicle. Information does not factor in specific location information which can revise auto insurance rates considerably.
Selecting a high-quality car insurance company can be a challenge considering how many companies there are to choose from in Chula Vista. The company information listed below could help you decide which car insurance companies to look at purchasing from. The ratings below are only comprised of major nationwide insurance companies, so companies that have a smaller presence are not included in these rankings.
| Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
|---|---|---|---|---|---|---|
| USAA | 98 | 100 | 100 | 94% | A++ | 98.6 |
| American Family | 98 | 89 | 100 | 86% | A | 95.4 |
| AAA of Southern California | 91 | 94 | 97 | 92% | A+ | 94.1 |
| State Farm | 88 | 93 | 96 | 90% | A++ | 92.4 |
| The Hartford | 94 | 92 | 90 | 89% | A+ | 91.7 |
| AAA Insurance | 88 | 89 | 95 | 91% | A | 91.2 |
| GEICO | 84 | 93 | 93 | 89% | A++ | 90.3 |
| The General | 89 | 91 | 89 | 88% | A- | 90 |
| Titan Insurance | 90 | 87 | 91 | 95% | A+ | 89.6 |
| Progressive | 84 | 91 | 93 | 87% | A+ | 89.5 |
| Mercury Insurance | 88 | 91 | 90 | 85% | A+ | 89.4 |
| Allstate | 85 | 90 | 92 | 88% | A+ | 89.3 |
| Nationwide | 87 | 88 | 84 | 90% | A+ | 88.7 |
| Liberty Mutual | 84 | 87 | 93 | 88% | A | 88.5 |
| 21st Century | 85 | 86 | 87 | 88% | A | 86.7 |
| Esurance | 85 | 80 | 95 | 87% | A+ | 85.9 |
| Safeco | 85 | 85 | 85 | 86% | A | 85.8 |
| Travelers | 80 | 87 | 87 | 83% | A++ | 85.2 |
| Farmers Insurance | 78 | 87 | 88 | 79% | A | 84.3 |
| Compare Rates Now Go | ||||||
Data Source: Insure.com Best Car Insurance Companies
The illustration below demonstrates how deductible levels can influence annual premium costs when getting quotes for cheap insurance for a Nissan Rogue. The costs are based on a married female driver, full physical damage coverage, and no discounts are taken into consideration.
As shown above, a 50-year-old driver could lower their car insurance rates by $408 a year by changing from a $100 deductible to a $500 deductible, or save $614 by selecting a $1,000 deductible. Even younger insureds, like the Age 20 chart data, could save up to $1,008 or even more by choosing a higher deductible.
When insureds make the decision to increase the deductibles on their policy, it will be important to have plenty of savings on hand to pay the extra out-of-pocket expense, which is the main inconvenience of larger deductibles.
Why are you paying too much to insure your Rogue?
Chula Vista, CA car insurance rates are impacted by many things that will increase or decrease the price you pay. Simply improving your credit, marrying your spouse, or getting a DUI can cause premium changes that may make certain companies much cheaper than others. In addition to those changes, insurance companies change their prices as needed to ensure their profitability. A period of higher than normal claims can cause a rate increase, while lower claim expenses can produce cheaper Rogue insurance rates.
For instance, the graph below analyzes the cheapest car insurance in Chula Vista, CA for a 40-year-old female driver with a good driving record, no prior claims, and solid credit. When quoting prices based on her current rating profile, USAA may have the best car insurance rates in Chula Vista at $1,121 a year. This is $530 less than the average premium paid by California drivers of $1,651. Wawanesa, Century National, CSAA, and Nationwide are the rest of the cheapest Chula Vista, CA auto insurance companies.
Let’s now give the driver from the above example an accident claim, slightly worse credit, and a few blemishes on her driving record. Since every insurance provider has a proprietary method to set policy rates, comparing quotes could result in a new list of the cheapest Chula Vista car insurance companies as shown below.
Grange now has the lowest car insurance rate in Chula Vista, CA with Allstate, Mercury, GEICO, and Progressive now being in the top five. This example proves why drivers need to shop around with many companies when trying to get the lowest car insurance quotes for a Nissan Rogue. Auto insurance prices can be altered by many factors and change dramatically, so the cheapest option the last time you compared rates may now be quite expensive.